M1 Finance is a dynamic and highly customizable investment platform that blends the features of a traditional brokerage with modern fintech efficiency. Catering to both new and seasoned investors, M1 offers a unique blend of automation, low-cost investing, and robust financial management tools.
Key Features of M1 Finance
1. Customizable Portfolios ("Pies")
M1 allows users to build personalized investment portfolios, known as “Pies,” composed of individual stocks and ETFs. Users can choose from pre-built expert pies or create their own, adjusting allocations to reflect their financial goals.
2. Automated Investing
Once a portfolio is set, M1 automates the investment process. Funds are automatically allocated according to your pie’s proportions, with dynamic rebalancing to maintain target allocations. This is ideal for hands-off investors looking for a set-it-and-forget-it approach.
3. No Management Fees
Unlike many robo-advisors, M1 does not charge management fees. Investors can buy and sell securities without commission, making it an attractive option for cost-conscious users.
4. Integrated Financial Tools
M1 also offers high-yield checking accounts, low-interest loans through M1 Borrow, and the M1 Credit Card. This all-in-one platform lets users manage their finances holistically.
M1 Finance Affiliate Program
Overview
M1 Finance’s affiliate program provides an excellent opportunity for finance bloggers, influencers, and website owners to monetize their content by promoting a reputable investment platform.
Program Details:
- Commission: Affiliates earn $100 per qualified lead (varies with promotions).
- Cookie Duration: Typically 30 days, giving ample time for users to convert.
- Requirements: A U.S.-based audience is ideal, and content should align with finance, investing, or personal development themes.
How to Join:
M1 partners with platforms like Impact Radius, where affiliates can apply, access creatives, and track performance. Once approved, you'll receive a unique referral link to promote M1 on your channels.
Pros and Cons
Pros:
- Commission-free investing with no management fees
- Highly customizable, automated investing
- Attractive affiliate payouts
- Integrated financial ecosystem
Cons:
- Limited to U.S. residents
- No tax-loss harvesting
- Single daily trading window (unless using M1 Plus)
Final Thoughts
M1 Finance is a powerful tool for investors seeking control and automation in their portfolios. Its affiliate program complements the platform’s strengths by offering high payouts and reliable tracking. Whether you're an investor or a finance content creator, M1 Finance is worth serious consideration.