Melio Payments Affiliate Program Review

[Brajet]

Melio is a fast-growing B2B payment platform launched in 2018 that aims to simplify how small and medium-sized businesses (SMBs) handle bill payments. With its user-friendly interface, Melio allows businesses to pay vendors and contractors via bank transfer or credit card—even if the recipient only accepts checks or ACH. The platform’s mission is to streamline accounts payable and improve cash flow management, without adding complexity or hidden fees.
As a product with growing relevance in the Finance and SaaS sectors, Melio offers a compelling affiliate program designed for partners targeting business owners, accountants, bookkeepers, and financial consultants.

Affiliate Program Details​

• Commission: $300–$600 per sale
• Commission Type: Pay Per Sale (PPS)
• Cookie Duration: 30 days
• Affiliate Networks: PartnerStack and Impact
• Corporate Location: United States
• Payment Methods: PayPal, Stripe, Wire Transfer, ACH

Unlike recurring commissions, Melio uses a Pay Per Sale structure, offering $300 to $600 per qualified referral, which makes it one of the more high-ticket affiliate programs in the financial tech space. The 30-day cookie length is standard, giving affiliates a fair conversion window. The program is hosted on both PartnerStack and Impact, giving affiliates flexibility in choosing a platform that best suits their tracking and payout preferences.

Product Highlights​

Melio stands out in the B2B payments space with features that include:

• Free bill pay via bank transfer (ACH)
• Credit card payments to vendors that accept checks or ACH
• No subscription fees for businesses
• Integration with QuickBooks and other accounting platforms
• Flexible scheduling and payment approval workflows

These features are especially attractive for businesses looking to modernize their financial operations without incurring additional costs or switching accounting systems.

Market Presence and Metrics​

Melio currently has a SimilarWeb ranking of 78,348, which, while lower than top-tier SaaS platforms, indicates a steadily growing footprint in the B2B finance sector. With 688 total affiliate program page views and an AI rating of 83.26/100, Melio has the foundations of a strong, reputable platform with room for affiliate marketing growth.

Final Verdict​

The Melio affiliate program is ideal for affiliates targeting small business owners, accountants, financial advisors, and consultants. Its high commission payouts, broad payment method options, and presence on two leading affiliate networks make it a low-volume, high-value opportunity.
Best For: Finance bloggers, SaaS comparison sites, YouTube creators in small business finance, and accounting professionals with digital platforms.