2. Coverage Strengths & Value
Wise and Silent has earned recognition for its value-driven insurance policies. One of their standout offerings is the Discovery International policy, which provides:
- Unlimited overseas medical coverage
- Funeral expense coverage up to $20,000
- Airfare reimbursement up to $2,500
- Optional add-ons including:
- Trip cancellation/interruption coverage up to $40,000
- Luggage and personal items protection up to $10,000
- Personal accident cover up to $50,000
This flexible coverage structure allows travelers to tailor their plans to suit individual needs, all while maintaining competitive pricing. Their policies are designed for both short and extended international trips, making them appealing to a broad range of travelers.
3. Customer Experience & Feedback
Wise and Silent consistently receives high praise from its customer base for:
- Ease of use: The website is intuitive and makes it easy to get quotes and purchase policies.
- Excellent service: Their support team is responsive and professional, particularly during medical emergencies or travel disruptions.
- Claims handling: Customers often highlight the fast, compassionate claims process, which helps ease the stress of difficult travel situations.
While feedback is largely positive, some customers have noted areas for improvement, such as clarity around certain travel scenarios (e.g., cruise disruptions) and pricing changes when modifying coverage after purchase.
4. Affiliate Program Details
For Travel Agents & Brokers
WAS offers tailored partnerships with travel professionals. After an initial application and consultation, the company helps agents integrate quote tools or co-branded options into their workflow. These partnerships are ideal for brokers and agencies seeking to add value for clients.
For Online Businesses & Tour Operators
Online affiliates can join the program for free. WAS provides advertising materials or customized quote widgets embedded with tracking links. Commissions are managed through the Rakuten Network, making it easy to track earnings and performance.
Through FlexOffers
Wise and Silent also offers an affiliate program through the FlexOffers network, which includes:
- 8% commission per sale
- 30-day cookie window
- Payments issued in USD
This makes it an appealing option for travel bloggers, influencers, and website owners looking to monetize travel-related content.
5. Final Thoughts
Wise and Silent Insurance stands out for its excellent value, well-rounded coverage, and highly rated customer support. It’s especially well-suited for travelers seeking dependable international insurance with flexible add-ons.
From an affiliate perspective, the program is simple to join, offers competitive commissions, and provides marketing support through two major networks. It’s an excellent option for those in the travel niche looking to add a reliable insurance partner to their monetization strategy.