Ascent Funding Affiliate Program Review

Ascent Student Loans is an innovative student lending company designed to empower students with more flexible options to finance their education — with or without a cosigner. Unlike traditional lenders, Ascent tailors its loan offerings to meet the unique financial realities of today’s students, including those with little to no credit history. Recognized by top platforms like NerdWallet and LendEDU, and rated 4.8 out of 5 based on over 9,000 customer reviews, Ascent is quickly becoming a trusted name in education finance.
Over 115,000 students have used Ascent to pay for college, and its offerings go beyond just loans — they include cash-back rewards, no-essay scholarships, financial coaching, and internship access through AscentUP.

Key Features​

1. Cosigner-Free Loan Options
Ascent stands out by offering non-cosigned student loans based on academic performance, future earning potential, and school enrollment — helping independent students access funding who might otherwise be overlooked.
2. Outcomes-Based Loan Products
Students with strong academic records can qualify for loans without credit history or a cosigner, based on their future potential. This model gives more students access to financing with competitive terms.
3. Extra Student Benefits
Ascent doesn’t stop at loans. Borrowers can also benefit from:

• Cash-back graduation rewards
• Free access to financial wellness tools and coaching
• Internship opportunities and career support through AscentUP
• No-essay scholarship contests
• $250 Amazon eGift Card upon funding of their loan

These extras are designed to improve student outcomes and retention — a big value-add for both students and referring partners.

Affiliate Programme​

1. High Commissions
Affiliates earn $125 per approved loan, making it one of the more rewarding student loan affiliate programs. Given the high intent and significant value of student loan products, this commission structure is competitive and sustainable.
2. 90-Day Cookie Duration
With a 90-day cookie window, affiliates have ample time to convert leads — particularly valuable in a space where students and parents may take weeks to make a funding decision.
3. Exclusive Promotions and Tools

• $250 Amazon eGift Card incentive for students increases application rates
• Affiliates receive essential marketing assets, including banners, links, and pre-written content
• Ongoing support and special partner offers help improve conversions
• Operates through Commission Junction (CJ) for reliable tracking and payouts

Final Thoughts​

Ascent Student Loans delivers an inclusive, student-first approach to education financing that sets it apart from traditional lenders. Its focus on accessibility, outcomes, and student support services makes it a valuable resource for college-bound individuals.
For affiliates, Ascent offers a generous $125 commission, long cookie window, and highly appealing product — especially with the added Amazon gift card incentive. If your audience includes students, parents, education influencers, or financial wellness advocates, Ascent’s affiliate program is a high-converting and valuable partnership to explore.