InsureMyTrip is a travel insurance comparison marketplace that enables travelers to search, compare, and purchase plans from over 20 leading insurance providers. Think of it as a "Skyscanner for travel insurance"—ideal for finding the best coverage for international vacations, cruises, business trips, or domestic travel. The platform offers a wide range of options including comprehensive coverage, medical-only plans, evacuation policies, accidental death benefits, and Cancel For Any Reason (CFAR) coverage.
Key Features & Guarantees
- Best Plans Guarantee: Only well-rated insurance plans are featured. Plans are filtered based on coverage strength, price competitiveness, customer satisfaction, and claim reliability.
- Price Guarantee: InsureMyTrip ensures that users get the lowest legally allowed price for each policy—there are no hidden fees or unauthorized discounts.
- Money‑Back Guarantee: Most plans offer a short "free-look period" during which you can cancel for a full refund, offering peace of mind during the buying process.
- Anytime Advocates®: A unique feature where the platform assists in claim appeals if you're initially denied by your insurance provider.
User Interface & Support
InsureMyTrip provides a user-friendly experience with an intuitive quote form that takes under five minutes to complete. After submitting travel details—such as dates, destination, age, and trip cost—you’ll receive personalized policy recommendations. Filtering and comparing policies by coverage limit, provider reputation, and price is seamless and transparent.
Pricing Insights & Coverage
Travel insurance through InsureMyTrip generally costs 4%–8% of your total trip cost. For example, on a $2,000 domestic trip, basic plans start around $15 (accidental death-only) while full comprehensive plans can start near $63, offering coverage for trip cancellation, interruption, medical expenses, and emergency evacuation.
Recent travel trends show a significant increase in demand for flexible travel coverage. More travelers are selecting CFAR upgrades and comprehensive coverage due to rising trip disruptions and non-refundable expenses.
Reputation & Performance
InsureMyTrip enjoys a strong reputation for customer satisfaction. Users frequently praise its ease of use, competitive pricing, and quality customer service. The platform also holds a high rating on review aggregators and maintains industry credibility with an A+ rating from the BBB.
Final Verdict
InsureMyTrip is an excellent platform for travelers seeking tailored insurance solutions. It combines wide plan availability, price transparency, and customer-first features to provide a stress-free buying experience. While claims are handled directly through insurance providers, InsureMyTrip’s tools and support help travelers make informed, confident decisions.