Good to Go Insurance is a UK-based travel insurance provider catering primarily to individuals aged 65 and above, as well as those with pre-existing medical conditions. Established in 2010, the company aims to offer accessible coverage for travelers who might face challenges obtaining insurance elsewhere.
Pros
- Inclusive Coverage: Good to Go Insurance specializes in providing travel insurance to individuals with pre-existing medical conditions, ensuring that a broader demographic has access to necessary coverage.
- User-Friendly Online Platform: The company's website offers a straightforward quote process, making it convenient for users to obtain insurance without extensive paperwork.
- Positive Customer Feedback: Many customers have reported positive experiences, highlighting the ease of the online application process and the helpfulness of the customer service team.
Cons
- Claims Processing Delays: Some policyholders have expressed concerns over delayed claims processing. For instance, a customer reported a prolonged wait of several weeks to receive a claim payment, despite providing all necessary documentation.
- Limited Availability: Good to Go Insurance's services are primarily available to UK residents, which may limit accessibility for international travelers.
- Age Restrictions: While the company caters to older travelers, there may be age-related restrictions or higher premiums for those at the upper end of the age spectrum.
Affiliate Program Details
Good to Go Insurance offers an affiliate program that is free to join, with no hidden fees. Key features include:
- Competitive Commission Rates: Affiliates earn a standard commission of 12% per sale, with a cap of £200 per policy.
- Flexible Integration Options: The program provides white-labeled websites and XML integration, allowing affiliates to seamlessly integrate insurance offerings into their platforms.
- Monthly Payments: Commissions are paid monthly, ensuring a steady income stream for affiliates.
- Support for Niche Audiences: Affiliates can cater to specific demographics, such as older travelers or those with medical conditions, fulfilling obligations under the Equality Act 2010.
Conclusion
Good to Go Insurance serves as a valuable option for travelers facing challenges obtaining standard travel insurance. While the company offers inclusive coverage and has received positive feedback for its user-friendly platform, potential clients should be aware of possible delays in claims processing. For affiliates, the program presents an opportunity to cater to a niche market with competitive commission rates and flexible integration options.